1316 20Th St Ne, Cape Coral, FL 33909
For Sale $699,900
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***NO FLOOD INSURANCE REQUIRED***This luxury, custom-built waterfront residence offers four bedrooms, two and a half baths, and an oversized three-car garage, all situated on an exceptional triple lot along a freshwater canal and safely outside of a flood zone. The property features a concrete seawall, private dock with PWC lift and canopy, underwater dock lighting, and a beautifully designed outdoor living space that includes a saltwater pool with sun shelf, brick pavers surrounding the pool, walkway to the dock, and driveway, as well as an electric roll-down hurricane screen enclosing the lanai. The fully fenced rear yard is complemented by an irrigation system and a 10’ x 20’ shed for additional storage. Inside, the home showcases wood plank tile flooring, crown molding, HURRICANE IMPACT WINDOWS, structural wiring, a central vacuum system, and an eight-camera security system. The chef’s kitchen is appointed with granite countertops, stainless steel appliances, a gas stove, two-tone wood cabinetry, a tumbled marble backsplash, and a large island with water service, while the dining area offers unobstructed canal views through a striking mitered glass window. The owner’s suite features a spacious walk-in closet and a spa-style bathroom with a multi-head walk-in shower, Roman soaking tub, and dual vanities, with three of the four bedrooms offering walk-in closets. Additional highlights include a gas fireplace, a 50-amp generator plug, two A/C systems replaced in 2022 and 2023, a new roof and gutters installed in 2023, and a thoughtfully designed garage that is four feet deeper than standard, equipped with hanging storage, a mini-split A/C system, and ample space for vehicles and hobbies. Ideally located off the Del Prado corridor with easy access to Pine Island Road and US-41, this home seamlessly blends luxury, functionality, and prime waterfront living.
Built- In Cabinets
Coffered Ceiling(s)
Fireplace
Laundry Tub
Pantry
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings
None
Taxes: $10,703.04
Tax Year: 2025
Boat Canopy/ Cover
Boat Dock Private
Boat Lift
Captain's Walk
Composite Dock
Dock Included
Elec Avail at dock
Water Avail at Dock
Open Porch/ Lanai
Outdoor Shower
Gas Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Wall Oven
Warming Tray
Washer
Y
Canal Front
Fresh Water
Intersecting Canal
Navigable
Seawall
Elementary School: School Choice
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Building Description: Ranch, Single Family
Community Type: Boating, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 3,543
Total Floors: 1
Water: Assessment Unpaid, Central
Construction: Concrete Block, Stucco
Date Listed: 2026-02-25 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Paved, R V- Boat, Attached
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Shingle
Heating: Central Electric, Zoned
Cooling: Ceiling Fan(S), Central Electric, Zoned
Fireplace: Y
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters Electric
Security: Security System, Smoke Detector(S)
Laundry: Washer/ Dryer Hookup, Laundry In Residence, Laundry Tub
Irrigation: Well
Pets: Yes
Restrictions: No Commercial, No R V
Maintenance: None
Rear Exposure: S
Lot Desc.: Oversize
Amenities: None
Listing Courtesy Of: Keller Williams Elite Realty
donnamasonteam@gmail.com
***NO FLOOD INSURANCE REQUIRED***This luxury, custom-built waterfront residence offers four bedrooms, two and a half baths, and an oversized three-car garage, all situated on an exceptional triple lot along a freshwater canal and safely outside of a flood zone. The property features a concrete seawall, private dock with PWC lift and canopy, underwater dock lighting, and a beautifully designed outdoor living space that includes a saltwater pool with sun shelf, brick pavers surrounding the pool, walkway to the dock, and driveway, as well as an electric roll-down hurricane screen enclosing the lanai. The fully fenced rear yard is complemented by an irrigation system and a 10’ x 20’ shed for additional storage. Inside, the home showcases wood plank tile flooring, crown molding, HURRICANE IMPACT WINDOWS, structural wiring, a central vacuum system, and an eight-camera security system. The chef’s kitchen is appointed with granite countertops, stainless steel appliances, a gas stove, two-tone wood cabinetry, a tumbled marble backsplash, and a large island with water service, while the dining area offers unobstructed canal views through a striking mitered glass window. The owner’s suite features a spacious walk-in closet and a spa-style bathroom with a multi-head walk-in shower, Roman soaking tub, and dual vanities, with three of the four bedrooms offering walk-in closets. Additional highlights include a gas fireplace, a 50-amp generator plug, two A/C systems replaced in 2022 and 2023, a new roof and gutters installed in 2023, and a thoughtfully designed garage that is four feet deeper than standard, equipped with hanging storage, a mini-split A/C system, and ample space for vehicles and hobbies. Ideally located off the Del Prado corridor with easy access to Pine Island Road and US-41, this home seamlessly blends luxury, functionality, and prime waterfront living.
Property Details
Price: $699,900
Sq Ft: 2,689
($260 per
sqft)
Bedrooms: 3
Bathrooms: 2
Partial Baths: 1
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.3440
Virtual Tour/Floorplan: View
Year Built: 2014
Listing Number: 226008797
Status Code: A-Active
Taxes: $10,703.04
Tax Year: 2025
Garage:
3
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Built- In Cabinets
Coffered Ceiling(s)
Fireplace
Laundry Tub
Pantry
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings
Amenities:
None
Financial Information:
Taxes: $10,703.04
Tax Year: 2025
Exterior Features:
Boat Canopy/ Cover
Boat Dock Private
Boat Lift
Captain's Walk
Composite Dock
Dock Included
Elec Avail at dock
Water Avail at Dock
Open Porch/ Lanai
Outdoor Shower
Equipment:
Gas Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Wall Oven
Warming Tray
Washer
View:
Y
Waterfront Description:
Canal Front
Fresh Water
Intersecting Canal
Navigable
Seawall
School Information:
Elementary School: School Choice
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 3,543
Total Floors: 1
Water: Assessment Unpaid, Central
Construction: Concrete Block, Stucco
Date Listed: 2026-02-25 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Paved, R V- Boat, Attached
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Shingle
Heating: Central Electric, Zoned
Cooling: Ceiling Fan(S), Central Electric, Zoned
Fireplace: Y
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters Electric
Security: Security System, Smoke Detector(S)
Laundry: Washer/ Dryer Hookup, Laundry In Residence, Laundry Tub
Irrigation: Well
Pets: Yes
Restrictions: No Commercial, No R V
Maintenance: None
Rear Exposure: S
Lot Desc.: Oversize
Amenities: None
Map of 1316 20Th St Ne, Cape Coral, FL 33909
Listing Courtesy Of: Keller Williams Elite Realty
donnamasonteam@gmail.com