20528 Torre Del Lago St, Estero, FL 33928
For Sale $629,000
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Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero. Please visit the community link in this listing for photos, videos and more!
Bar
French Doors
Pantry
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings
Basketball Court
Bocce Court
Clubhouse
Park
Pool
Community Room
Tennis Court(s)
Underground Utility
Volleyball
Spa/ Hot Tub
Fitness Center
Pickleball
Play Area
Sidewalk
Streetlight
Taxes: $9,222.98
Tax Year: 2025
Master Association Fees: $238.00
Association Fee: $3,244.00
Association Description: Mandatory
Balcony
Screened Balcony
Screened Lanai/ Porch
Dishwasher
Disposal
Dryer
Grill - Gas
Microwave
Range
Refrigerator/ Freezer
Refrigerator/ Icemaker
Washer
Y
Fresh Water
Lake
Building Description: Two Story, Contemporary, Multi- Story Home, Single Family
Community Type: Gated, Tennis
MLS Area: Bella Terra
Total Square Footage: 3,212
Total Floors: 2
Water: Central
Construction: Concrete Block, Stucco
Date Listed: 2026-04-25 00:00:00
Pool: Y
Pool Description: Community, Below Ground, Concrete, Equipment Stays, Electric Heat, Pool Bath, Screen Enclosure, See Remarks
Furnished: Furnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Tile
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters - Manual
Security: Smoke Detector(S), Gated Community
Laundry: Laundry In Residence
Irrigation: Lake/ Canal
Pets: Limits
Restrictions: Architectural, Deeded, No R V
Maintenance: Cable, Internet/ Wi Fi Access, Irrigation Water, Lawn/ Land Maintenance, Legal/ Accounting, Manager, Street Maintenance, Trash Removal, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Lights
Rear Exposure: Nw
Lot Desc.: Regular
Amenities: Basketball Court, Bocce Court, Clubhouse, Park, Pool, Community Room, Tennis Court(S), Underground Utility, Volleyball, Spa/ Hot Tub, Fitness Center, Pickleball, Play Area, Sidewalk, Streetlight
Listing Courtesy Of: Carney Realty & Associates Inc
petermerledavis@gmail.com
Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero. Please visit the community link in this listing for photos, videos and more!
Property Details
Price: $629,000
Sq Ft: 2,745
($229 per
sqft)
Bedrooms: 4
Bathrooms: 3
City: Estero
County: Lee
Type: Single Family
Development: Bella Terra
Acres: 0.2130
Virtual Tour/Floorplan: View
Year Built: 2007
Listing Number: 2026018706
Status Code: A-Active
Taxes: $9,222.98
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Furnished
Pets Allowed: Limits
Interior Features:
Bar
French Doors
Pantry
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings
Amenities:
Basketball Court
Bocce Court
Clubhouse
Park
Pool
Community Room
Tennis Court(s)
Underground Utility
Volleyball
Spa/ Hot Tub
Fitness Center
Pickleball
Play Area
Sidewalk
Streetlight
Financial Information:
Taxes: $9,222.98
Tax Year: 2025
Master Association Fees: $238.00
Association Fee: $3,244.00
Association Description: Mandatory
Exterior Features:
Balcony
Screened Balcony
Screened Lanai/ Porch
Equipment:
Dishwasher
Disposal
Dryer
Grill - Gas
Microwave
Range
Refrigerator/ Freezer
Refrigerator/ Icemaker
Washer
View:
Y
Waterfront Description:
Fresh Water
Lake
Additional Information:
Building Description: Two Story, Contemporary, Multi- Story Home, Single Family
Community Type: Gated, Tennis
MLS Area: Bella Terra
Total Square Footage: 3,212
Total Floors: 2
Water: Central
Construction: Concrete Block, Stucco
Date Listed: 2026-04-25 00:00:00
Pool: Y
Pool Description: Community, Below Ground, Concrete, Equipment Stays, Electric Heat, Pool Bath, Screen Enclosure, See Remarks
Furnished: Furnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Tile
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters - Manual
Security: Smoke Detector(S), Gated Community
Laundry: Laundry In Residence
Irrigation: Lake/ Canal
Pets: Limits
Restrictions: Architectural, Deeded, No R V
Maintenance: Cable, Internet/ Wi Fi Access, Irrigation Water, Lawn/ Land Maintenance, Legal/ Accounting, Manager, Street Maintenance, Trash Removal, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Lights
Rear Exposure: Nw
Lot Desc.: Regular
Amenities: Basketball Court, Bocce Court, Clubhouse, Park, Pool, Community Room, Tennis Court(S), Underground Utility, Volleyball, Spa/ Hot Tub, Fitness Center, Pickleball, Play Area, Sidewalk, Streetlight
Map of 20528 Torre Del Lago St, Estero, FL 33928
Listing Courtesy Of: Carney Realty & Associates Inc
petermerledavis@gmail.com